Mortgages

Mortgages

A mortgage is one of the most important financial investments you’ll ever make – it’s a serious commitment. As it comes with such significance, it would make sense to seek the specialist advice of an independent financial adviser.

We give unbiased and impartial advice and we’re not tied to any mortgage lender, so when we give you advice, you know you can act on it, and that we’ve worked hard to establish the best mortgage solution that works for you.

A mortgage is about so much more than just buying a house

We’ll go through a comprehensive range of mortgages with you until we find one that’s right for your needs. A mortgage is more than just a loan to buy a house, it’s part of a much wider financial profile, it should tie in with your retirement, when you want to start a family and for when you’re thinking of moving on.

Clear honest communication, with client satisfaction is at the heart of everything we do

When you come in and talk to us we can review the available mortgage lenders based on your personal information, so it’s important you provide an accurate picture of your financial situation. Once we have assessed your needs and circumstances we can then recommend the best product for you.

We’ll keep things clear and transparent and keep you well informed

At every step of the way, we’ll explain anything we’ve discussed, answer any questions, and give you any further information you need. We’ll always be open and honest in our advice and make sure you feel confident enough to ask us questions when you need to, so you feel comfortable with the information you’ve been given.

You may not just be looking for a family home, you may be thinking about buy-to-let, or a commercial property. We can advise you on that too.

Buy-to-let – This type of mortgage is for someone who wants to buy a property and then rent it out to tenants. This type of mortgage can be similar to a standard residential mortgage, but there are some important differences between the two. We’ll advise and guide you through this, so you’ll have a full understanding of what’s required.

Commercial – If you want to buy land or a building that will be for a business, then a commercial mortgage makes sense, and gives you both a flexible and affordable solution. This is a commercial loan, which means that the lender will have a legal claim over the property until it’s been paid back in full.

There are other aspects of mortgage planning which we can also discuss with you including Endowment Mortgages, Interest Only, First Time Buyers, Help to Buy, Re-Mortgaging, Let to Buy, Bridging and Equity Release.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

If you’d like to discuss your mortgage options with us here at Horizon for some impartial and unbiased financial advice then please get in touch


Contact us today to arrange a FREE no obligation consultation.

Please call
01872 553 086 or 07841 648 628

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