Pensions & Retirement

Pensions & Retirement

If you’re thinking about your retirement income, you’re probably ready get some financial advice, and that’s where we come in. We understand how important this part of your life is, and how making the right financial choices are crucial in ensuring a stress free retirement.

Review, advice and planning ahead

It’s of the utmost importance that you review your situation on a regular basis. We can help you with this, helping you to take the necessary steps, to ensure your pension pot is going to give the kind of income you need, to live comfortably once you retire.

Which option is right for you?

There are lots of different options available, and we can go through them with you and tailor what is needed to your circumstances.

Your individual circumstances will determine what reliefs are available and this can change over time too. We can discuss this with you as part of your pension plan, so you’ll be clear on all aspects.

Don’t leave it until the last minute. Plan your retirement now and reap the rewards later

Don’t do too little too late with regards to your pension and retirement plan. There is always a good time to be putting away small amounts early on, and you’d be surprised at what a major difference this can make to your lifestyle when you retire. It’s clear that relying on a state pension won’t be enough anymore, so saving into a pension now is more important than ever.

Pension planning can be a complex process – that is why impartial independent financial advice is crucial

There are many different ways of providing yourself with a comfortable pension, it’s a complex area, and choosing the right way of going about it can be a minefield. As knowledgeable and experienced experts in the independent financial advice sector, we know how important is that you have a detailed understanding of your circumstances, regarding your employment status, tax position and more, so you can have a comfortable and stress free lifestyle when you retire.

There are various types of pension and retirement contracts, we’ve listed some of them below:

  • Flexible Drawdown
  • Annuities
  • Personal Pension Plan/PPPs
  • Group Personal Pension Plan/GPPPs
  • Executive Pension Planning
  • Stakeholder Pension
  • Self Invested Personal Pension (SIPP)
  • Employers Schemes (Occupational Pensions).

Don’t leave your pension planning and investments until the last minute, do something now so you can reap the rewards once you’re ready to retire. Give yourself peace of mind and start planning now.

Contact us today to arrange a FREE no obligation consultation.

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01872 553 086 or 07841 648 628

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